If you’re a frequent traveler and don’t currently have a credit card. We’re sharing our picks for beginners!
The first credit card we recommend to maximize your spending, get the best rewards, and to have a flexible posts program is the Chase Freedom Unlimited. Some of the perks include:
-Unlimited 1.5% cash back on every purchase
-A $150 bonus after you spend $500 in your first 3 months
-0% intro APR for 15 months
-Pro tip: the Freedom card is technically cash-back, but if you transfer those points into your Sapphire account, they become more valuable.
The next card we recommend applying for is the Chase Sapphire (either Preferred with 2 times the points or Reserve with 3x pts). The Reserve is $450/yr, but gives $300 travel credit and lounge access – so essentially $150, and get an extra point.
Reserve Card Perks:
-$300 annual credit
-3X points on travel and dining
-50% more in travel redemption
-$100 application fee credit for Global Entry or Precheck
-$450 annual fee
Preferred Card Perks:
-2x points on travel
-2x points on dining worldwide
-1 point per $1 spent on all other purchases
-0 foreign transaction fees
-$0 intro annual fee then $95/year
-Pro tip: use Chase Sapphire for dining and travel only
Enjoy flying business and first class and staying in 5-star hotels in the near future! More resources about these points can be found HERE.